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Lytrix

Reliable, Scalable & Resilient

The unified payment gateway built for India's digital future. Eliminating complexity, preserving context, delivering excellence.

The Problem We're Solving

Today's payment infrastructure is fragmented, opaque, and inefficient. Merchants lose revenue to declined transactions they can't even analyze.

Multi-vendor Complexity

Fragmented systems requiring constant integration

Performance Lag

Slow transactions reducing conversion rates

Lost Metadata

Critical payment context vanishes — zero actionable insights

Cost Leakage

Multiple vendor fees eroding margins

Introducing Lytrix

A unified, India-optimized payment platform that replaces fragmented vendors with complete visibility, intelligent routing, and the industry's first Decline Intelligence Layer.

PCI DSS Level 1 Compliant
INDUSTRY FIRST

Decline Intelligence Layer

The hidden problem: Payment orchestrators strip away rich response codes. Lytrix preserves every signal — turning data loss into revenue recovery.

STEP 1

Raw Data Capture

  • Records issuer/acquirer codes, 3DS/OTP outcomes, BIN, token state
  • Keeps original PSP IDs and timestamps
  • No compression — every ISO 8583 response preserved
STEP 2

Smart Normalization

  • Simplifies statuses only at the top layer: Success / Retryable / Fatal
  • Raw data available via API or dashboard
  • Easy to interpret, impossible to lose detail
STEP 3

Merchant Intelligence

  • True decline-cause segmentation
  • Issuer benchmarking & route optimization
  • Real-time recovery analytics

Quantifiable Impact

Normalization for clarity — not opacity

+3-5%
Transaction Recovery
30%
Faster Resolution
40 bps
Auth Rate Uplift
Real-time
Decline Classification
FLEXIBLE DEPLOYMENT

Agnostic Vault Mode

Full control, zero blind spots. Choose your orchestration model.

Standard Orchestration Mode

Complete orchestration management with the simplest integration path and fastest go-live.

  • Complete orchestration management
  • Simplest integration; fastest go-live
  • Ideal for SMEs & mid-scale merchants
ENTERPRISE GRADE

Agnostic Vault Mode

Merchant keeps acquirer/PSP contracts. Lytrix provides secure PCI vault + metadata pipe.

  • Merchant keeps acquirer / PSP contracts
  • Lytrix provides secure PCI vault + metadata pipe
  • Raw response codes & context proxied directly
  • Perfect for enterprises that want to own the flow

Full raw metadata visibility in both modes. No data loss. No black boxes. You decide how to orchestrate.

What Makes Us Different

Innovation at every layer

Industry First

Decline Intelligence Layer

Complete metadata preservation. Know exactly why transactions fail and recover up to 5% more revenue.

Proven

85-90% Auth Rates

Multi-acquirer orchestration with intelligent routing. Real performance, not marketing claims.

Seamless

Native OTP Integration

Eliminate redirects, reduce friction, increase conversion by 3-5% on mobile transactions.

Built for Scale

5000+
TPS Capacity
Scalable to 15,000+
<3s
Transaction Latency
95th percentile
99.99%
Uptime SLA
Enterprise-grade
1-2 Days
Onboarding Time
vs industry 30 days

Core Capabilities

Real-time Risk Engine with ML-based fraud detection
Multi-acquirer intelligent routing & failover
Network Tokenization (COFT) — direct scheme integration
EMV 3DS 2.x Suite with enhanced authentication
Automated settlement & reconciliation fabric
Complete observability with predictive incident management
Developer-first APIs with sandbox testing
CVV-less transactions for returning customers

Be Among the First

Lytrix is currently in development. Join our waitlist to get exclusive early access and updates on our launch.

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